How to Check Your Chase Credit Card Application Status
When you apply for a new Chase credit card and do not get immediate approval, you can start to worry and wonder what you should do next. I’ve been there, and I know it can be stressful.
In this post, we need to know about your Chase credit card application status and what to do if you do not get an approval immediately.
Log in to your Chase Online account with your username and password. Find “Customer Center” at the top and click on it. Locate the section that says “Open a New Account” on the right side of the page. Click on “Check my application status.”
Check Your Status Online
If you are already a Chase customer, you can check your application status online. After you log in to your account, click on the icon in the top left corner that looks like a column of lines.
A menu will pop up along the left side of your screen. Scroll all the way down to the bottom, and you will see a tab that says Application Status. Click on this to check the current status of your Chase credit card application.
Is it possible to request a replacement Chase Freedom credit card online?
If your credit card has been lost or stolen, you should call Chase to speak with a representative. They can cancel the missing card and place a fraud alert on the account.
If this does have to do with a missing or stolen card, you can also email Chase to advise them of the loss: firstname.lastname@example.org
If you need a replacement card due to excessive wear and there’s no option from your account dashboard to request a replacement, you will need to contact Chase via telephone.
What if my card is lost or stolen?
Separate contact information exists for Business Banking, Credit Card, and Personal Banking accounts.
- Business Banking: If your card has been lost, stolen, or damaged, call us immediately at 1-800-935-9935, 24 hours per day, 7 days a week.
- Credit Card: If your card has been lost, stolen, or damaged, call us immediately at 1-800-432-3117, 24 hours per day, 7 days a week.
- Personal Banking: If your card has been lost, stolen, or damaged, call us immediately at 1-800-935-9935, 24 hours per day, 7 days a week.
- This is standard for all bank credit cards.
Frequently Asked Questions
How do I order checks?
When will my debit card arrive?
Why is my deposit on hold?
How do I find my account and routing numbers?
When will my deposited funds become available?
How can I access my account online?
How do I activate my debit card?
I’ve noticed unauthorized transactions with my debit card. Who do I contact?
How long does it take for my money to get deposited from QuickDeposit?
How do I add a joint owner to my account?
Here are some commonly needed phone numbers for contacting Chase:
Type of Credit Application – with Chase Contact Number
- Auto loan – Purchase New or Used Car: 1-866-804-6781
- Auto loan – Refinance: 1-866-481-4254
- Credit Card Customer Service – Business: 1-888-269-8690
- Credit Card Customer Service – Personal: 1-800-432-3117
- Home equity CHASE: 1-888-342-4273
- Mortgage: 1-800-873-6577
How to Check Your Chase Credit Card Application Status
Check Your Status by Phone
To check your personal Chase credit card application status by phone, call the application status line at 1-888-270-2127. For business applications, call 1-800-453-9719.
Applying for a new credit card can be stressful – especially if you are not approved immediately.
But don’t worry; The “pending” application does not automatically mean that you will be rejected.
This may be due to something as simple as a small typo on your application.
If you are not cleared immediately, try calling the Chez Reconsideration line to advocate your case.
You can be approved after a quick verification of some basic information.
Chase offers some of the best travel rewards credit cards out there. While you are waiting to decide on your credit card application, stop there – this will happen when you are earning valuable points with each purchase.
How long does it take for Chase Bank to send you a replacement card?
Answer: A couple of days from my experience.
A few years ago I got a call from Chase early on a Saturday morning asking if I had just made a small purchase at a grocery store in Brazil. I said that I hadn’t, and had never even been to Brazil.
They said that my card had been compromised and that they were canceling it and would send out a replacement card “in a few days.” Late Monday afternoon I received an Express Mail envelope containing my new card.
About 15 years ago I was traveling with a colleague on business in Europe. He lost his Chase card and called their local toll-free number to report it.
He asked if they could send a replacement card to the hotel as he needed it for the trip. They charged him $25 to send the replacement overnight. It arrived the next morning.
Does Chase send me a new card when mine expires?
There are 2 answers here. If the card has had no recent activity, the answer is no. They will actually close the account as a protective measure. (Some lose cards or misplace and forget about) If the Card is being used, then yes.
Chase usually sends a replacement card roughly about one month before the expiry date.
If you have travel plans, be sure to inform Chase and all other cred card companies, and you may also make arrangements to receive your new card on a different day and/or at a different location.
As soon as you receive your new Chase card, be sure to register it according to the simple instructions in the mail along with the new card.
Also be sure to update the new card with PayPal, eBay, Amazon, your gym membership, and all other merchants that credit your Chase card.
It depends on which Chase card you have, and it depends on how long you have been a cardholder with Chase, you may not need to renew your Chase credit card for about five years.
How do I determine the credit card expiration date without the card?
If you call customer service you would have to have the actual physical card. They won’t give you the card number, expiration, or CVV.
Only you know the CVV side next to your signature. You can’t determine the expiration date without the card.
You will also be asked your social security number or last 4 digits in the USA, possibly the date of birth and other security questions.
Sounds like you don’t have the card otherwise you’d know the expiration date.
If you lost your card, they might be able to help you after providing name address zip code, security questions and if you call from the phone associated with your card account that they have on file, know your email address and the physical address associated with the card and possibly your secret words.
They may not give it to you however for security reasons because this means that you don’t have your card.
They can deactivate your current card and send you a new card with a different CC# to the address in the file.
A frequently asked question is if CSR will tell you your CVV 3 digit code on the back of your card or if you can find the code online.
Customer Service does not know it not can they see it in order to prevent identity theft.
So the answer is no, reps don’t have access to this; its only available on your physical credit card for your protection.
Report a lost or stolen card right away to deactivate it if you are the cardholder. They’ll send to the address on file, which they would expect you to know of course.
How do I determine the credit card expiration date without the card?
You can not and neither would you want to. If you can do it, then anyone can.
It’s all part of security checks to make sure that you are the owner of the card, thus preventing fraud.
Other details the owner of the card will know is:
- Start date
- Expiry date
- Name on Card
- Card number
- 3 Digit CVV code on the back of the card
- Telephone password
- The Registered address of card owner
- The Registered phone number for OTP validations
- Verified by Visa (or similar) passwords for online shopping
- PIN for ATM transactions
1- 5 are actually printed on the card, so the only way you know these details without the card is to have a scanned copy of the card or details of the card written down somewhere.
6–10 are only known to the cardholder unless divulged to you, it will be impossible to guess.
Chase Credit Card Application Status: (How to Verify, 30 Days, 7-10 Days) 2022
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Trying to find out how to check the status of your Chase credit card application? Or did you get a message that your application is “under review” and that you will receive a response in 30 days, 7-10 days, or even two weeks?
This article will show you exactly how to check the status of your Chase credit card application in three easy ways.
And it will also show you what each of these “in review” messages means, such as the 30 day, 7-10 day and 2 week messages, and what to do after you receive one of these.
I will also give you much needed information that can help you revoke a denied request through the Chase reconsideration line.
Are you interested in finding out the best travel credit cards this month? Click here to view them!
Table of Contents
The automated phone number to check the status of your Chase credit card application is: 1-888-338-2586.
If that doesn’t work, older numbers might work:
1-800-432-3117 to 1 – 800-436-7927 for personal cards and 1- 800-453-9719 for Chase cards.
You will be prompted to enter your social security number, and then you will simply wait to hear the status of your application.
Please note that sometimes you may be taken directly to an agent. If you don’t want to speak to a live person, just hang up the phone and there should be no harm.
However, if you want to talk to them, you should read more about Chase’s reconsideration (which I talk about below).
Yes, you can check the status of your application online, but only if you have an account with Chase; If you are a new customer, all you have to do is call the automated phone number shown above.
For a while, Chase didn’t have the ability to check your status online, but now it’s very easy. I’ll break down the steps below.
Log into your Chase account.
Once you are logged in, click on the three bars at the top left of the screen.
You will now see a sidebar menu and there will be an option for you to select “Application Status”. Look for the option at the bottom of the menu.
Once you click on that, you will be taken to the “My Applications” page and you should see all the active applications there.
If you are still using the old Chase interface, follow the instructions below.
Login to your account and then go to the “Customer Service Center”. On the right side of the screen, you should see a section called “Open a new account” and underneath a clickable link that says “Check the status of my application (s).”
Click on that and you should be able to see your recent credit card applications, which could include:
- The Chase Sapphire Reserve
- The preferred Chase sapphire
- The pursuit of freedom
- Chase’s ink of choice
- The Chase Ink Cash
- The Chase Slate
- Chase co-branded credit cards (Southwest Airlines, United Airlines, Hyatt, Marriott, Amazon, etc.)
How to check the status of your Chase credit card application online.
Some people prefer to check the status of their application through a secure message. If you want to do this, please log in and go to “Contact Us” and click “Send us a message” using the Secure Message Center.
However, this will be the slowest method to get your response. So I would rather go with calls or just check online.
Tip : Do n’t miss out on my # 1 rated travel card. Chase Sapphire Preferred is now offering a new high offer of 60,000 points after spending $ 4,000 in the first three months after account opening. Read the full post here.
Keep in mind that there are different phone numbers you can call to check the status of your other loan applications, such as mortgages and auto loans.
These numbers can be found below.
|Car loan: buying a new or used car||1-866-804-6781|
|Auto Loan – Refinancing||1-866-481-4254|
|Fair housing||1-888-e4CHASE (1-888-342-4273)|
Chase is known for sending different types of messages when you apply for one of their credit cards and they don’t automatically approve you. These messages can give you an indication of whether or not you can expect to be approved.
30 day message
One of the most common messages received after a Chase credit card is not automatically approved is the 30-day message.
If you receive this message, all it means is that your request is being processed.
Sometimes it means that the computers are simply registered and for some reason they cannot issue an automatic approval. Other times it means that a real person is likely to review your application (manual review).
At this point, you can just sit back and wait a few business days or usually a couple of weeks at the most for Chase to contact you. Or you can be more proactive and consider calling the reconsideration hotline, but you may want to wait (more on that below).
Chase’s 30-day message.
Two week message
If the automatic health checker changes and tells you that you will be notified in two weeks, then you should be very happy because this message almost always means that you will be approved.
Therefore, I would recommend that you be patient and wait for your approval email (assuming it arrives), but you can also call from time to time to check until you hear the official word.
Over time, hopefully you will receive a message like the following.
Pursuit approval message.
Message from 7 to 10 days
If the automatic health checker changes and tells you that you will be notified in 7-10 days, I have bad news….
This message often means that you will be denied.
There are some situations where people get the message for 7-10 days and all they had to do was call to verify some kind of personal information. For example, there could have been a discrepancy between the address that was entered on your credit card application and the address that appeared on the credit report.
Or Chase may want to make sure that you actually applied for the credit card. In that case, you may need to answer a couple of simple security questions. For example, you may need to verify your old address or a car that you once owned.
So if you get this message, there is still some hope that they will approve it, but for the most part you should expect a rejection.
At this point, you may want to go ahead and call the Chase reconsideration line at: 1-888-270-2127.
Chase Credit Card Application Status
Chase has some very specific credit card application rules that you want to make sure you follow. Two of the most popular rules are the 5/24 rule and the 2/30 rule.
Hopefully, you already had an idea about these rules before applying them and you made sure you didn’t violate any of these rules.
However, if you just applied and it was not automatically approved , you should read these rules and you may be able to find out why it was not approved.
If you violate these rules, you have a very, very small chance of being approved and you should probably expect to be denied.
But, if you didn’t violate any of these rules and were not automatically approved, you should probably consider requesting a reconsideration from Chase.
By the way, if you want help with credit card application rules, I’m getting ready to release new software that will automate this entire process for you! Check it out here!
The Chase Reconsideration Line is your opportunity to defend your case and try to convince Chase to approve your credit card applications and even reverse denials.
The goal here is to show Chase that you had a legitimate need or desire to open a new Chase card or multiple cards for them to reverse your decision and approve a card for you.
The phone number for Chase’s reconsideration line is 1-888-270-2127.
Chase’s reconsideration hours of operation are typically:
- From 7 to. M. At 10 p. M. EST from Monday to Friday
- Saturday from 8 am to 1 pm EST
- From 9 a. M. A 9 p. M. EST on Sunday
How to handle a reconsideration call
There are some things you don’t want to say on a phone call like this and then there are some things you do want to say.
For example, you don’t want to tell Chase that the main reason you’re looking for a credit card is the incredible 50,000 sign-up bonus. That makes you sound like an unprofitable customer (or worse yet, a “gamer”) and you’re going to have an uphill battle to get approved once that happens.
But if you have a more legitimate reason for needing cards, like the need to segregate your expenses, Chase is likely more on board with your reasons for getting the card.
I suggest you check out my article on the Chase Reconsideration Line and it will break down everything you should say (and shouldn’t say) in a reconsideration phone call.
Chase Business Review Line
Lastly, if you have applied for a Chase business credit card, there will be additional questions to be prepared for in the reconsideration call.
These reconsideration calls for business credit cards tend to be more intense and can be a bit more stressful.
For him therefore, I suggest you check out my article on the so – called commercial reconsideration of Chase ; walks you through everything you need to know to prepare for a business recognition phone call.
Checking the status of your application with Chase is a bit tricky due to all the different types of messages you may receive when your application is not automatically approved. But, once you understand what each of these messages mean, it’s actually pretty easy to get an idea of what to expect when it comes to approval.
You’ve gotten hold of someone else’s 16-digit card number and are now sitting in front of an electronic device hoping you’ll get help from an expert in trying to buy something online, which is the only method of purchase for which a CVV number is needed.
BTW, proof of the card being in your possession is exactly why CVV numbers exist.
Actually there is no way to get the exp date and CVV without memorizing it or having the card.
No one who works in a phone bank or digital banking will give you card information over the phone.
Think about this? All we have is a voice and the fact you say it’s your acct or card. Anyone can have enough of your information to pass phone bank verification.
How to Check Your Chase Credit Card Application Status