How to Check Your Chase Credit Card Application Status
When you apply for a new Chase credit card and do not get immediate approval, you can start to worry and wonder what you should do next. I’ve been there, and I know it can be stressful.
How do I check the status of my Chase credit card application? Chase provides a phone number you can call to check your credit card application status: 888-338-2586. And, if you’re a Chase customer already, you can log in online and use the “application status” button in your account menu.
How long does it take to be approved for a Chase credit card? Generally, within 14 days of submitting your credit card application, you should receive a decision or a follow-up on your application. It can also take as little as an hour. There are a few major factors that affect the timing.
You can check the status of your Chase credit card application using one of the following methods:
1. Online (If You Have an Account)
- Log in to your Chase account.
- Navigate to the Customer Center or your account overview.
- Look for the option labeled Check Application Status or similar.
2. By Phone
- Call Chase’s automated application status line at 1-800-432-3117 (for personal cards) or 1-800-453-9719 (for business cards).
- Follow the prompts to check your application status.
- If you need further assistance, you can speak with a representative during business hours.
3. Visit a Chase Branch
- Visit a local Chase branch and speak to a banker.
- Bring a valid ID and any relevant application details for quicker assistance.
Possible Application Status Outcomes:
- Approved: You’ll receive your card in 7–10 business days.
- Pending: Chase is still reviewing your application. This can take a few days to a few weeks.
- Denied: You can contact Chase’s reconsideration line at 1-888-270-2127 to discuss your application. Be prepared to explain your financial situation and why you believe you should be approved.
Checking your application status frequently can help you stay updated on the progress.
How to Check Your Chase Credit Card Application Status
If you have applied for a Chase credit card and want to check the status of your application, you can do so by following these steps:
- Online:
- Visit the Chase online application status page: https://www.chase.com/check-credit-card-application-status
- Enter your last name, Social Security number, and the zip code associated with your application.
- Click on the “Submit” button to check your application status.
- By Phone:
- Call the Chase reconsideration line at 1-888-270-2127.
- Provide the necessary information to the representative and inquire about the status of your credit card application.
- In Person:
- Visit a Chase branch and speak with a representative in person. They may be able to provide you with information on the status of your application.
Remember that the approval process may take some time, and it’s common for credit card issuers to perform additional verification before making a decision. If you’ve recently applied, it’s a good idea to wait a reasonable amount of time before checking the status. If your application is declined, you can also contact Chase to inquire about the reasons for the decision and if there’s any opportunity for reconsideration.
In this post, we need to know about your Chase credit card application status and what to do if you do not get approval immediately.
Log in to your Chase Online account with your username and password. Find “Customer Center” at the top and click on it. Locate the section that says “Open a New Account” on the right side of the page. Click on “Check my application status.”
How to track my new SBI DEBIT CARD STATUS
Keep in mind that there are different phone numbers you can call to check the status of your other loan applications, such as mortgages and auto loans.
These numbers can be found below.
| Car loan: buying a new or used car | 1-866-804-6781 |
| Auto Loan – Refinancing | 1-866-481-4254 |
| Fair housing | 1-888-e4CHASE (1-888-342-4273) |
| Mortgage | 1-866-524-9593 |
Chase is known for sending different types of messages when you apply for one of their credit cards, and they don’t automatically approve you. These messages can give you an indication of whether or not you can expect to be approved.
To check the status of your Chase credit card application, you have a few options. Here’s how to do it:
1. Online Method (Chase Website):
- Go to the Chase Credit Card Application Status page: Chase Application Status
- You will need to log in with your Chase online account (if you have one).
- Enter the last name and Social Security number (SSN) or ITIN (Individual Taxpayer Identification Number) associated with your application.
- Click Submit to view the status.
2. Call Chase Customer Service:
- You can call the Chase credit card application status phone number: 1-800-432-3117.
- Follow the prompts to speak with a representative.
- Be ready to provide your personal information (name, SSN/ITIN, and details of your application).
3. Check by Email:
- Chase might send you an email once a decision has been made on your application.
- Keep an eye on your inbox (and spam folder) for any updates regarding your application.
4. Wait for Mail:
- Chase typically sends a written response to your application (whether approved, declined, or pending) within a few weeks.
- If you applied online or via phone, keep an eye on your physical mailbox for any correspondence.
5. Pending Applications:
- If your application is still pending, it might take a few days or weeks for a final decision.
- If you’re approved, Chase will mail your credit card to the address on file.
Key Tips:
- If your application is declined, you can request an explanation for the decision.
- If your application is still under review, it’s often because the bank needs to verify your information or perform additional checks.
By using one of these methods, you can easily check the status of your Chase credit card application.
How to Check Your Chase Credit Card Application Status
Checking the status of your application with Chase is a bit tricky due to all the different types of messages you may receive when your application is not automatically approved. But, once you understand what each of these messages mean, it’s actually pretty easy to get an idea of what to expect when it comes to approval.
Conclusion:
You’ve gotten hold of someone else’s 16-digit card number and are now sitting in front of an electronic device hoping you’ll get help from an expert in trying to buy something online, which is the only method of purchase for which a CVV number is needed.
BTW, proof of the card being in your possession is exactly why CVV numbers exist.
Actually there is no way to get the exp date and CVV without memorizing it or having the card.
No one who works in a phone bank or digital banking will give you card information over the phone.
Think about this? All we have is a voice and the fact you say it’s your acct or card. Anyone can have enough of your information to pass phone bank verification.
How to Check Your Chase Credit Card Application Status